Why you are having money problems
Most money problems are not about income. They are about having no plan, a budget built on made-up numbers, and a swipe-first habit nobody ever examined. Here is where the leak usually starts.
The Problem is Rarely the Problem
I like to fix things. I like to talk. But the problem is rarely the problem, and the middle of the work is where it gets juicy. Here is why I became a coach, and why I will tell you the hard part.
What Do You Think of a Car Payment?
A friend calls with a paid-off car and a $280 payment burning a hole in his plan to save. Chris's advice surprises him: keep the payment. Here's the math, and the mindset, behind why.
Be done with it, if you can
When Wayne backed into a friend's car, his instinct was to negotiate, compare estimates, and drag it out. Chris had three words for him: write a check. Sometimes the smartest financial move is the simplest one — and knowing the difference is exactly what an emergency fund is for.