Why you are having money problems
Most money problems are not about income. They are about having no plan, a budget built on made-up numbers, and a swipe-first habit nobody ever examined. Here is where the leak usually starts.
Trust Your Indications
A submarine Commanding Officer taught me to trust my indications, the signs all around telling the truth whether you want to believe it or not. The same principle applies to money: rising debt, thin savings, and a paycheck that disappears on arrival are indications too. Stop rationalizing them away.
How to Save yourself from Life’s surprises
Margin isn't just a line on a P&L. It's the space between what you expect and what actually happens, and when a friend's income vanished overnight or another friend's cough turned into a hospital stay, the ones with margin were the ones who could bend instead of break.
What Do You Think of a Car Payment?
A friend calls with a paid-off car and a $280 payment burning a hole in his plan to save. Chris's advice surprises him: keep the payment. Here's the math, and the mindset, behind why.